• Mon - Fri 9.00 - 17.00
  • 2/5 Executive Dr, Burleigh Waters QLD
  • 1300 304 733

Why Use Bikepay?

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

Apply Online

Complete your application online in less than 5 minutes.

Upload Documents

Upload your documents for review and loan assessment

View Loan Offer

Once approved – Review your loan offer and accept online

How much do you want to borrow?

Loan Amount
$3000 $30000
Loan Term
12 months84 months
Interest Rate
Loan Amount:
Loan Term:
Per Month*:
Int Rate:
Total Interest:

Loan Principal Interest


BikePay is your

go-to destination for

simple bicycle loans.


Whether you’re looking to purchase a bicycle through a private sale or from your favorite bike shop, we’re here to make the financing process seamless and hassle-free.


With loans starting from $3000, we understand the importance of finding the right financing option that suits your needs.


At BikePay, we empower you to compare and choose from a range of loan options, ensuring that you can ride away on the bicycle of your dreams without any financial roadblocks.


Explore our user-friendly platform and experience the convenience of securing your ideal bicycle with BikePay.



We compare your application across different banks and financial institutions throughout our group. We do this without affecting your credit rating to figure out which option works best for you and what’s going on in your personal situation.


We’ve teamed up with over 40 of Australia’s most reliable lenders, including big-name banks and exclusive lenders to offer a bespoke loan product giving you the freedom of choosing a loan suited to your needs.


Our finance options come with minimal setup costs, zero continuous charges, and interest rates that give those big banks a run for their money. We can create a finance package that’s just right for what you’re looking for.

What do I need to apply?

To apply for a loan, you will need to meet some lender requirements

Are at least 18 years old

Permanent resident of Australia or a valid visa holder

Receiving a steady income from PAYG, Self Employment or Centrelink

Bikepay Loan Calculator

Need a quick answer?

Your dedicated finance consultant will compare lenders, loan products and rates to find the best outcome for your needs.


What will my interest rate be?

Banks take into consideration various elements when assesing loans, including the credit score and financial background of the customer.

Our streamlined process provides you with a comparison on your qualifying interest rate across a panel of banks and lenders.

What do you finance?

At BikePay.com.au, we provide a range of personal loan choices tailored for mountain, road and e-bicycles. Whether you’re buying through a retail store, online marketplace or private sale, our options have got you covered.

Will my credit be affected?

Our process provides you with transparent options including your qualifying interest rate, any establishment fees or monthly fees lenders may charge. This comparison is completed in a manner that does not impact your credit score.

Once you’ve decided on an option, we will package and submit your loan for assessment.  At this stage your nominated lender will perform a full credit enquiry.

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